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Ways Car Insurance Companies Try to Avoid Liability After an Accident

Kash Legal
22 Dec 2020
•  3 min read

01. Personal Statement


When contacted by the claims representative from the other motorist’s insurance company, they will most likely ask you to consent to give a recorded statement. You should politely decline and end the call. Why? Because insurance companies routinely try to use that statement to find ways to deny your claim and offer you less than you are owed for your pain and suffering.

It is in your best interest to notify your

own

insurance company (this is a legal requirement in most states). However, you are not obligated to reveal any information about your physical injuries. Hence, you should stick to only the basic facts and avoid providing any information about your injuries. This is important, particularly in the immediate aftermath of a car accident, since you still need to get a clear picture of the damages you suffered as a result of the collision. Getting this clear picture can often take several weeks or months after an accident while you are engaged in physical therapy and/or have to undergo surgery.

02. Social Media


Everything you do and say publicly, particularly what your post on social media, could potentially be used against you by the insurance company in an effort to call into question the extent of your injuries or your motives for taking legal action. Even a relatively innocent Facebook or Instagram post of you for example enjoying dinner or spending time with friends could be used against you to claim that you were not “really injured” or your injuries “were not serious.” This is why you should refrain from posting anything on social media whilst your injury claim is being litigated.

03. Delay In Taking Action

Another way insurance companies try to avoid liability is by raising a “statute of limitations” defense. Basically, there are specific time limitations within which an individual must take action in order to protect their legal rights. In California, you only have two years (commencing from the date of the auto accident) to file a personal injury lawsuit. If you wait longer than two years to file suit, your case could be thrown out of court and you could be prohibited from pursuing financial restitution for your injuries.

Do not make this mistake

. If you suffered serious injuries caused by an auto accident, take swift action and speak to an experienced, reputable

car accident attorney in California

, today.

If you or a loved one has been badly injured in a preventable car accident, do not get taken advantage of by an insurance claims adjuster or a defense attorney. Take action and contact Kash Legal today at

888.527.4128

to schedule a free, confidential case evaluation. Our personal injury law firm is comprised of respected and knowledgeable professionals who know how to finalize successful outcomes.

www.KashLegal.com

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FAQs

Kash Legal represents clients in a wide range of personal injury matters in California and Arizona, including car accidents, truck accidents, motorcycle accidents, Uber & Lyft accidents, pedestrian accidents, wrongful death cases, and catastrophic injuries, etc. If you were injured due to someone else’s negligence, our attorneys can evaluate your case and explain your legal options during a free consultation.

We work on a contingency fee basis. That means you pay nothing upfront and no attorney’s fees unless we win your case. Our payment comes as a percentage of the settlement or verdict, so there is no financial risk to you in seeking legal representation.

The value of your case depends on several factors, including medical expenses, lost wages, future treatment needs, pain and suffering, and the extent of liability. Every case is unique. Our experienced California and Arizona personal injury lawyers will review your situation, calculate your damages, and fight to maximize your compensation.

In California, you generally get two years from the date of the crash to file. Miss it, and it doesn’t matter how strong your case is — the court throws it out. But here’s what they don’t tell you: if a city, county, or government vehicle was involved, that window shrinks to just six months in California. Don’t gamble with the deadline. Car Crash? Get Kash. Call Kash Legal right now for a FREE consultation.

Most personal injury claims in Arizona have a two-year deadline. But if your crash involves a city, county, or government vehicle, you could have just 180 days to take action.
Miss the deadline, and even a legitimate claim could be gone. Don’t wait until it’s too late. Car Crash? Get Kash. Call Kash Legal for a FREE consultation.

The first 24 hours after a car crash can make or break your entire case. Here’s your checklist:

  • One: call 911 and get a police report.
  • Two: photograph everything — cars, plates, the scene, your injuries.
  • Three: get names and numbers of witnesses.
  • Four: see a doctor today, even if you feel fine.

Adjusters use gaps in treatment against you. “If you were really hurt, why’d you wait?” Don’t give them the ammo. Then call us before you talk to any insurance company. Get Kash. Call Kash Legal right now for a FREE Consultation.