In conversations about the best places to live in California, Torrance is often mentioned, and for good reason. With a focus on outdoor recreation and public safety, the town has more than 30 parks, a low crime rate, and great schools. It also has a number of fine dining and shopping experiences that can't be found anywhere else. Unfortunately, Torrance also has the traffic congestion that is regularly experienced throughout Southern California as well as a number of older buildings in need of repair. Accidental injuries arising from the negligence of others happen often in Torrance.
If you have been injured as a result of someone else's careless or reckless actions, you can seek compensation for the financial and psychological impacts of your injury through California's personal injury claims process. A Torrance personal injury lawyer from Kash Legal can provide a number of services aimed at helping you obtain the compensation you need.
Personal injury law is a wide umbrella of different types of accidents that result in injuries to others. One of the most common types of accidents to result in a personal injury claim is motor vehicle accidents. The term “motor vehicle” is inclusive of several different vehicle types all sharing the same roadway, including passenger cars, commercial trucks, city buses, rideshares and taxis, motorcycles, and even bicycles. Motor vehicle accidents can also involve pedestrians.
Torrance personal injury claimants also commonly seek compensation for injuries incurred as a result of premises liability matters such as slip-and-fall accidents, dog bites, fires, floods, explosions, amusement park accidents, swimming pool accidents, wrongful deaths, hazards involving defective escalators or elevators, or even the failure of a business owner or apartment manager to provide adequate security.
California’s personal injury claims process generally begins with a claim filed against the relevant liability insurance policy held by the at-fault party. In motor vehicle accidents, this is generally an auto liability policy, while premises liability matters are typically compensated through a claim against a homeowner’s, renter’s, or business insurance claim, depending on whether the accident occurred at a private residence or a commercial or public facility.
Upon receiving the claim, the insurance company will assign it to a claims adjuster. The claims adjuster’s job is to evaluate the claim and determine how much money the insurance company owes to the claimant as a result of their insured’s liability. The adjuster can choose to pay the claim, deny the claim and provide a reason for their decision to the claimant, or offer to settle the claim out-of-court for less than its stated value.
The most common resolution for personal injury claims in California is a settlement agreement. However, if the insurance provider fails to pay the claim outright or provide a settlement offer that the claimant agrees to, the claim can also be filed in civil court as a personal injury lawsuit. As long as a court has not yet rendered a decision on the case, the insurance provider can still make settlement offers after a lawsuit has been filed. In fact, this is often the time when serious settlement offers are entertained, as the insurance provider wishes to avoid the expense and uncertainty of litigation.
Attorneys have an important role in the personal injury claims process, as they have an understanding of the law and the ability to use their experience to keep the claim moving forward. Some of the types of services an attorney can provide to assist their clients with the personal injury claims process include:
Personal injury lawyers often use a contingent fee billing method. What this means is that, when you hire an attorney to assist you with your claim, you will be asked to sign a contingent fee agreement. Because of this agreement, you are able to wait to pay for the attorney’s services until they have garnered a positive resolution to your claim. At that point, your compensatory award will be sent directly to the attorney. The attorney will help you satisfy any medical liens placed on the award, and will deduct a percentage of your winnings for payment of their services in accordance with the contingent fee agreement. The remainder of the award will be given to you.
With hospitalization costing more than $10,000 a night in many cases, and the risk of permanent injuries that will impair your ability to earn an income through the rest of your working years, there are many good reasons to use California’s personal injury claims process in order to seek compensation after becoming injured in an accident. The team at Kash Legal believes that our success is directly determined by the success of your claim. We want to collaborate with you in order to obtain the compensation you need, whether through a negotiated settlement or through the court process.
Let an experienced Torrance personal injury lawyer from Kash Legal help you understand the personal injury claims process and talk to you about the services we can offer to assist you with your claim. For your free case evaluation, contact us at (888) 527-4128 or by using our contact form.
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