Have you been involved in a car accident in Escondido? In the United States, the average number of car accidents per year is 6 million. Car accidents are certainly an unexpected occurrence. When they do happen, victims are often left with injuries and damages, leading to trauma, medical bills, and other losses. Even if you seemingly have no injuries, filing a claim is still important. This is because some injuries don't surface until later. If you miss your opportunity to file a car accident claim, you can be left with unexpected expenses.
With that said, if you would like to file a claim for compensation, it's important to contact a skilled car accident lawyer in Escondido who can guide you through the process. A lawyer can help you navigate the claims process and ultimately help you achieve maximum compensation.
REQUEST A FREE CONSULTATION3 Common Issues When Dealing With Insurance Companies
Some people choose to represent themselves when filing a car accident claim, but this can often be more trouble than it’s worth. Unfortunately, insurance companies are notorious for giving victims a hard time because they ultimately want to avoid paying out a settlement.
As a result, many insurance companies will make a settlement offer less than what your injuries and other damages are worth and will sometimes even deny a claim altogether. Common issues that victims may face with insurance companies when representing themselves include:
Delay Your Settlement
There are various reasons why an insurance company may want to delay your settlement. For starters, it enables them to hold your money longer, which means they can continue to earn interest.
Another reason an insurance company may want to delay your settlement is to allow your medical bills to pile up. As time goes on, victims become pressured to accept a lower offer in order to pay medical bills. Lastly, if the insurance company can delay long enough and you fail to take action, the statute of limitations may run out.
Undercount Medical Bills
Depending on the extent of your injuries, you will likely receive multiple bills for the various services you receive. In fact, you may receive a separate bill for the ER, surgery, and ambulance company. This billing method can be used to an insurance company’s advantage because it makes it more difficult to keep up with the total amount of medical costs. As a result, insurance companies are known for accounting for only some of the medical bills in order to give victims a lower settlement.
Claim That the Accident Didn’t Cause Your Injuries
Some insurance companies will admit to only part of the truth. They may admit that the driver caused the wreck and that they are willing to pay. However, some companies may claim that the accident didn’t cause the injuries and that they shouldn’t have to pay for the full extent of the damages. This is why it’s critical to receive medical attention as soon as possible after the accident. A medical provider can run diagnostic tests such as MRIs to find any abnormalities and injuries and directly link them to the accident.
The Importance of Hiring a Car Accident Lawyer
If you would like to file a car accident claim to gain compensation for your injuries, hiring an experienced car accident lawyer in Escondido can provide you with the support you need to navigate the process successfully.
Here are 5 reasons why hiring a car accident lawyer is essential to your case:
Determine Whether You Have a Case
Not all car accidents are entitled to compensation. Before spending time filing a claim, it’s important to talk to a skilled car accident lawyer who can let you know whether your situation is worth taking to the next step. If it is, they can work with you to build a solid claim and ultimately help you gain compensation.
Prove Your Injuries
Another advantage of having an experienced lawyer is that they can help you prove your injuries. Ultimately, being able to prove that your injuries were a result of the accident is an essential part of getting fairly compensated. Unfortunately, showing images of your injuries won’t be enough.
Thankfully, a car accident lawyer can help you with this. An experienced lawyer will investigate your situation and gather all of the necessary evidence to build you a strong case.
Determine the Value of Your Claim
The average person won’t really know the full value of their claim. Without knowing how much your claim is worth, you will be more likely to accept a low-ball offer. A car accident lawyer can estimate an accurate figure for your claim to ensure you only accept a settlement that matches the cost of all damages.
Negotiate With the Insurance Company
Negotiating with the insurance company is one of the hardest parts of getting compensated. Since insurance companies would prefer not to give out settlements, the insurance adjusters will frustrate the victims and rely on certain strategies to try and get victims to take a lesser payout. A skilled lawyer will know just how to deal with aggressive insurance companies and can help you put up a fight to encourage a fair settlement offer.
Dealing with Common Carriers
California classifies common carriers as business and entities that transport people and goods for profit. This includes:
- Buses
- Trains
- Subways
- Commerical trucks
Many common carrier drivers are employed by common carrier companies with the money and team designed to make their negligent behaviors go away quickly. They often do this by intimidating victims into lowball settlements. An attorney can make sure no one takes advantage of you or intimidates you into a resolution that doesn’t benefit you.
Common Injuries in a Car Accident
Sometimes people can walk away from an accident with only minor cuts and bruises, but unfortunately, that’s not always the case. Car accidents have the potential to cause severe injuries such as:
Knee fractures, torn ligaments and tendons, dislocations
Arm fractures and dislocations
Traumatic brain injuries
Spinal cord injuries
Herniated discs
Stenosis
Orthopedic injuries
Car accident injuries can range from mild to severe and debilitating. An experienced attorney can ensure you receive the compensation you deserve to help you get your life back on track after the injury or injuries you sustained in the accident.
Contact an Experienced Escondido Car Accident Lawyer Today
Are you ready to move forward with filing a claim for a car accident in Escondido? Then it’s time to contact an experienced car accident lawyer who can assist you with your case. Here at Kash Legal, we are your award-winning personal injury lawyers who are ready to fight on your behalf.
While some victims choose to represent themselves, this can lead to many complications along the way. Not only do insurance companies like to give victims a hard time, but this often results in victims accepting a settlement that is worth less than the value of their claim.
This is why it’s important to have a skilled team of lawyers on your side. We can help you determine whether you have a case, gather all of the pertinent evidence, and negotiate with the insurance company on your behalf to help you receive maximum compensation. If you’re ready to file your claim, let the Kash Legal team help. To arrange a free consultation, fill out our contact form or give us a call at (888) 527-4128.
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