El Cajon is frequently the site of traffic jams resulting from accidents along I-8 as well as other main roadways through the city. Each of these accidents have the potential to completely change the lives of the people involved, replacing a lucrative career with permanent and significant disabilities, a person's athleticism with the loss of the ability to participate in activities they enjoy, and even mutually satisfying relationships with friends and family members with the need for 'round-the-clock care.
If you've been injured in a traffic-related accident in El Cajon that was caused by the negligent actions of another roadway user, you can seek compensation for both the monetary expenses as well as the psychological impacts of the injury through California's personal injury claims process. While a car accident attorney is not required to seek compensation for the expenses and impacts of your injury, having an experienced El Cajon car accident lawyer to guide you through this often-complex legal process is crucial to your ability to have a successful outcome to your claim.
REQUEST A FREE CONSULTATIONThe Process of Seeking Compensation for Injuries Sustained in an El Cajon Car Accident
When an individual is injured in a car accident in California that was caused by another roadway user’s careless or reckless actions, such as driving while distracted or impaired, failing to yield, or speeding, the state allows them a period of two years in which to seek compensation for the costs and impacts of their injury. This process typically begins when an attorney has determined all sources of liability and associated insurance policies that can compensate the claim, and has established a value to the claim based on the severity of the claimant’s injuries and the costs they’ve incurred.
The claim is initially filed against the liability insurance policy held by the at-fault party. When the insurance provider who services that policy receives the claim, they will assign a claims adjuster to the case. The claims adjuster is an employee of the insurance company tasked with protecting their bottom line by evaluating claims and finding ways to reduce or eliminate the compensation paid out on those claims. Once the adjuster has evaluated the claim, they can either accept the claim and issue payment; deny the claim and provide the claimant and their personal injury attorney with a reason for the denial; or offer to settle the claim out of court for less than its value.
Initial settlement offers from insurance providers are generally far below the claim’s value, creating the need for the claimant’s car accident attorney to negotiate with the claims adjuster in an effort to get them to increase their offer. If the insurance provider fails to compensate the claim, the claimant’s car accident attorney can file it as a personal injury lawsuit in order for the court to make decisions about the claim, including whether the defendant was liable for the accident, and how much compensation is owed to the claimant.
California has a two-year statute of limitations on personal injury claims. What this means is that if you wait longer than two years after the date of your injury to file a lawsuit, you generally will no longer have the right to use the court process when seeking compensation for the costs and impacts of your injury.
How an El Cajon Car Accident Lawyer Can Assist You With Your Claim
In addition to managing the time it takes to negotiate with the insurance provider in order to protect the claimant’s right to seek compensation through litigation if necessary, an experienced El Cajon car accident lawyer can offer a number of other services to assist with El Cajon car accident claims. These services include:
- Providing an obligation-free opportunity for potential claimants to learn more about the claims process through a free case evaluation.
- Determining liability and insurance.
- Valuing the claim.
- Negotiating a settlement.
- Providing guidance to help the claimant understand how their claim is valued so they can make important decisions about their claim, such as accepting a settlement offer.
- Gathering the evidence, documentation, and witness testimony needed to prove the claim and justify its value.
- Litigation services, including representing the claim at all pre-trial conferences, filing and responding to motions, preparing evidence exhibits, and presenting the case in court.
- Assistance collecting the proceeds of the claimant’s settlement agreement or court award.
Car accident attorneys in El Cajon work on a contingent fee basis. This means that they are not paid for their services until the claim is compensated. Instead, when they begin working on a claim, they enter into a contingent fee agreement with the claimant. This agreement outlines the type of services to be provided by the car accident attorney and designates a percentage of the compensation received to be given to the car accident attorney as payment.
When there is a settlement agreement or court decision in favor of the claimant, the car accident attorney will receive the compensation. From these proceeds, they will satisfy and liens placed on the award and also withdraw the agreed-on percentage for their payment before providing the claimant with an accounting of the award and the remainder of the compensation.
Injured in an El Cajon Car Accident? Contact Kash Legal
Car accidents result in a lot of unexpected consequences, including medical expenses, lost earning capacity, property damage, and pain, suffering, and emotional distress. Claimants in California are able to seek compensation for each of these impacts when they are injured as a result of another person’s negligence. A car accident lawyer provides the claimant with the experience they need to face insurance providers who are focused not on fairly compensating claims filed by those injured by the carelessness or recklessness of their insured, but on collecting premiums and making money.
The Kash Legal team has recovered millions of dollars in compensation for our clients, and our contingent fee billing method means anyone who needs our assistance with their claim has access to it. For a free case evaluation with an experienced El Cajon car accident lawyer, contact us online or by calling (888) 527-4128.
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